One of the big elements of change we see for buyers looking for a new home today is credit scores. Different than past scenarios - you need a good credit score to take advantage of the great rates available today. We have worked with a number of buyers over the past two years to get their credit scores in line so they can take advantage of great rates and the opportunity for a new home. Take a look at this useful video to get tips on how credit scores impact your mortgage application. Have a great new year.